Accountants Financial Advisors Albury Wodonga
Build Maintain Guard Accountants and Financial Advisors Wodonga


The BMG team consists of passionate people working together to achieve extraordinary things.


We take the time to get to know our clients and develop relationships based on understanding their unique circumstances, experience and goals.


We connect with every individual we deal with in such a way that we have a positive, tangible impact on their lives.


Our service packages enable us to continually wow our clients with great service, all inclusive for what we know they are likely to need.

Financial Planning and Accounting in Albury Wodonga

At BMG our client relationships are based on an in-depth understanding of their unique circumstances so that we can help drive outcomes that have a positive, tangible impact on their lives.

We work with you as part of your team, leveraging the expertise and skills of our team, partners and external providers, to deliver the results you need.
You can trust that we do what we say we are going to do, in a timely manner, delivering results in a way that is easy to understand with clear take away outcomes.
Our success is built on our experienced team achieving the best outcomes for our clients, by knowing what they need and helping them maintain momentum and motivation.


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October 2016 – The Latest from our BMG Financial Knowledge Centre

You may have heard in the news recently that there has been a few amendments to the superannuation changes that Scott Morrison announced in his Federal Budget back in May, such as the removal of the $500K lifetime non-concessional contribution (NCC) cap, a reduction in the current annual/bring-forward NCC limits from 1 July 2017, and the retention of the work test for those aged over 65. As this is still in the proposal phase of parliament, and more amendments may follow as it continues through the parliamentary process, we will be providing a more detailed update when we are closer to the legislation side of things.

This month we thought we’d kick off by exploring the concept of ‘you reap what you sow’ when it comes to talking to your family about money. That conversation may also relate to your estate plan, so we’ve put together a short animation on things to consider when appointing an Executor. You are not alone if you answer ‘Yes’ to having multiple super accounts, it’s not always a bad thing but understand what it may mean. The race that stops the nation used to be a one-day affair, now sports betting has managed to enter the lives of Australians on a 24/7 basis via TV ads and most devices with an internet connection, consider your odds with our insightful article on the pitfalls of problem gambling. Lastly, a bit of fun with a video by ‘Kid President’ on why it might be time to give yourself a pep talk.

A family who talks about money

In our busy lives, talking about money matters with our family may prove to be a daunting and sometimes emotional subject, especially around the dinner table. However, avoiding these often difficult conversations may have several drawbacks in the future.
Read more…

Appointing an Executor

Appointing an executor

In drafting your Will, there’s an important part where you have to nominate who you would like to administer your estate in the event of your passing. It is important to appoint an Executor that you feel comfortable with and who you believe holds the necessary skills to handle the responsibilities of the role.
Watch video…

Multiple super accounts and you

Multiple super accounts and you

Regardless of your age, one of the ways to help you grow your wealth and prepare for retirement is to take an active interest in your super sooner rather than later. A good place to start is with some simple housekeeping. If you have multiple super accounts weigh up the pros and cons and consider the impact this may have on your end ‘retirement nest egg’.
Read more…

Internet gambling

Sports betting & gambling can really hurt you

There’s been recent cover in the news on how we are becoming increasingly exposed to gambling, due in part to the many options now available to us online. Being more informed can help you gain a better understanding of how gambling can impact you and your family.
Read more…

Pep talk

Give yourself a pep talk

Life is full of long and windy turns, obstacles and tough decisions, which is why some of us may take the path of least resistance and subsequently find ourselves falling short of what we set out to originally achieve. Taking the ‘road less travelled’, towards building personal wealth, begins with believing in ourselves. Watch this funny video for your guide on giving yourself a pep talk today.
Watch video…


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Joh PaynterPaynter Group of CompaniesPGC

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