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While many household budgets have taken a hit these last few years, it finally looks like inflation is coming down from its unnerving highs. In this month’s newsletter, we offer up some tips to take advantage of any upcoming rate cuts and get ahead financially.
Next, we tackle the topic of guarantor mortgages, how they might help your children get on the property market, and some potential downsides you’ll need to be aware of before signing up for one. And if marriage is on the horizon for you or your kids, we consider how a prenup might help and ways to start that sometimes difficult conversation.
We then turn our attention to tax and all the ways it can still pop up in retirement. And for soon-to-be or current retirees, it’s worth looking at the impact rising prices can have on our savings and, by extension, our retirement plans.
Enjoy the edition.
If you play your cards right during a period of low rates, you can reap financial wins that pay off in the long term.
If your relationship ends, having a plan in place for your assets could spare you a lot of stress and heartache.
Estate planning is a delicate business, and despite your best efforts there’s always a chance things might take a turn for the messy after you’re gone.
Commencing retirement doesn’t necessarily mean your tax paying days are behind you.
Whether at the petrol pump or the supermarket checkout, sharp price increases are never welcome. But are there things we can do to protect against inflation?
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