eNews – January 2026

In this month’s newsletter, we kick things off with some practical tips to help you start the new year on the right foot, from making the most of extra money to making sure your debts are under control. Next, we explore the hidden cost of holding too much cash, and why playing it too safe for too long might erode your wealth over time.

For anyone working towards a first home, we share a few strategies to achieve your deposit goals without burning out. And if starting a budget and sticking to it is one of your resolutions this year, we break down some popular approaches to help you decide which one best suits your lifestyle.

Finally, we dive into the psychology behind overspending – looking at how emotions, social pressure and clever marketing influence our behaviour, and the small changes we can make to help get on top of it.

Enjoy the edition.

5 ways to tune-up your finances this year

The new year is the perfect time to get your finances in shape, once and for all.

Is your cash costing you?

Holding onto cash? Discover what you might be sacrificing in the process.

How to accelerate your home deposit

You can make progress toward your property goal sooner than you think.

Good budgeting: Finding your perfect match

There’s no one-size-fits-all approach to managing your money.

The psychology of splurging: Why we overspend and how to stop

What drives overspending and what can we do to break the cycle?